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Prime Minister’s Youth Business Loan – Introduction

Prime Minister’s ‘Youth Business Loan’, for young entrepreneurs between the age group of 21 – 45 years, is designed to provide subsidised financing at 8.0% mark-up per annum for one hundred thousand (100,000) beneficiaries, through designated financial institutions, initially through National Bank of Pakistan (NBP) and First Women Bank Ltd. (FWBL). Small business loan with tenure up to 8 years, with first year grace period, and a debt : equity of 90 : 10 will be disbursed to SME beneficiaries across Pakistan, covering; Punjab, Sindh, Khyber Pakhtunkhwa, Balochistan, Gilgit Baltistan, Azad Jammu & Kashmir and Federally Administered Tribal Areas (FATA). It has a 50% quota for women and 5% quota for families of Shaheeds, Widows and Disabled persons.

  وزیر اعظم یوتھ بزنس لون ۔۔ تعارف

وزیراعظم کا”یوتھ بزنس لون” پروگرام شروع کرنے کا مقصد، ۲۱ سے ۴۵ سال تک کی عمر کے نوجوانوں کو نہائت آسان شرائط پر قرضے کی فراہمی ہے – اس اسکیم کے توسط سے ایک لاکھ نوجوان استفادگان صرف ۸ فیصد شرح منافع پر نامزد مالیاتی اداروں ” نیشنیل بینک اور فرسٹ وومن بینک ” کے ذریعے قرضہ حاصل کر سکتے ہیں-یوتھ بزنس لون کی معیادِ واپسی ۸ سال بشمول ایک سال رعائتی مدت ہے – یہ قرضہ ۹۰/۱۰ کی ڈیبٹ ایکویٹی کے تناسب سے پورے پاکستان بشمول ، پنجاب، سندھ ، خیبر پختون خواہ، بلوچستان، آزاد جموںکشمیر ، گلگت بلتستان اور فاٹا کے نوجوانوں کے لئے قابلِ حصول ہو گا- وزیرِاعظم کے یوتھ بزنس لون کا ۵۰ فیصد کوٹہ خواتین اور ۵ فیصد کوٹہ شہداء کے خاندانوں ، بیواوُں اور معذور افراد کے لئے مختص کیا گیا ہے


Pakistan Industrial Development Corporation (PIDC) was originally established as a Central Corporation under the PIDC Act, 1950(XLV of 1950). Subsequently, it was bifurcated into two Provincial Corporations of the then East Pakistan & West Pakistan and WPIDC was created under the Provincial Industrial Development (West Pakistan) Ordinance, 1962. It was later on, renamed as Pakistan Industrial Development Corporation (PIDC) after the fall of East Pakistan and dissolution of Provinces.

The primary aim of establishment of PIDC was to set up industries in such fields where the private sector was shy and where large amount of capital outlay with long gestation period was required. Secondly, the object was to set up industries in such areas, which were backward with a view to creating employment opportunities and removal of regional disparities. The operational strategy was to set up projects on a continuous basis and transfer them to the private sector after successful operation, thus promoting the development of the private sector.

Aiming to ensure efficient operations and functions, PIDC as a statutory body was dissolved under PIDC (Dissolution) Ordinance, 1984 (LII of 1984) and simultaneously incorporated as a private limited company and registered under the Companies Ordinance, 1984 with effect from 1st April, 1985.

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